Note NFT

The Note NFT is your principal claim. It's the receipt that says "the protocol owes you this much."


What Is a Note NFT?

When you buy a bond, you receive a Note NFT that represents:

  • The amount you invested (face value)

  • The currency you'll be repaid in (BTC or USDT)

  • The date you can start claiming (maturity)

  • The series it belongs to


Key Characteristics

Characteristic
Description

Always tied to a series

Every Note belongs to a specific bond series

Fixed face value

The amount doesn't change — 0.01 BTC stays 0.01 BTC, $1,000 stays $1,000

Claimable after maturity

Redeem your principal anytime after the maturity date

Transferable anytime

Sell or transfer your Note before or after maturity


How Redemption Works

BTC Bond Notes:

USD Bond Notes:


Why Would You Sell Your Note?

You might sell your Note NFT if you:

  • Need liquidity before the maturity date

  • Want to exit your position early

  • Found a buyer willing to pay a premium

  • Already claimed and want to sell an unredeemed Note after maturity

The buyer gets your principal claim. You get immediate cash.


Note vs. Warrant: The Difference

Note NFT
Warrant NFT

Represents

Principal (what you put in)

Upside (option on $MSTR)

Value behavior

Stable — tied to face value

Variable — depends on $MSTR price

Tied to series?

Always

Not always (can be standalone)

After maturity

Claim principal anytime

Exercise for $MSTR or expires


Example

Carol buys a USD bond with $1,000 USDT.

She receives:

  • Note NFT — Face value: $1,000 USDT, Maturity: Dec 2026

  • Warrant NFT — Separate instrument

6 months later, Carol needs cash. She sells her Note NFT on the secondary market for $970.

The buyer now holds the Note and can claim $1,000 USDT anytime after maturity.

Carol keeps her Warrant NFT — she can still exercise it or sell it separately.


Next: Warrant NFT — your upside explained.

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